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What We Do

Housing Counseling / Consejería de Vivienda

PCCLT is a HUD-Approved Counseling Agency

Pre-purchase Services

Homebuyer Education & Down Payment Assistance / Educación para Compradores de Vivienda y Asistencia para el Pago Inicial

Complete the Homebuyer Education Certificate with PCCLT through e-Home America. This certificate is a requirement for most Down Payment Assistance programs.

Financial Coaching / Coaching Financiero

We can help you identify your financial goals and make a plan to achieve them! Our housing counselors are experts in money management, credit building, preparing for homeownership, successful tenancy, and more. 


Homeowner / Tenant Services

Mortgage Default Counseling / Asesoria Sobre Imbargo de Casa

Struggling to make mortgage payments? We are here to help! Our housing counselors will work with your mortgage servicer on a workout option that may be available to you. We do not have mortgage assistance funds, but we can assist in other ways to cure your mortgage default and prevent foreclosure. 

Eviction Prevention / Asesoría Sobre Desalojo

If you are struggling to make rent payments, you are not alone. Our housing counselors are here to help you achieve stable, affordable housing. We do not have rental assistance funds, but we can assist in other ways to catch you up on rent and prevent eviction. 

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